Welcome To Annuities Direct HQ
We Make It Easy To Shop And Buy Annuities In One Place
At Annuities Direct HQ, we believe shopping for an annuity should be simple, transparent, and stress-free. Our team of annuity experts is here to guide you through the process, ensuring you find the best annuity for your needs.
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Popular annuities at a glance
Fixed Annuities
Fixed annuities offer a guaranteed interest rate, like a CD, they protect your principal from market volatility, ensuring stable growth over time. With tax-deferred earnings, fixed annuities allow your savings to accumulate more efficiently.
Key benefits
- Low-risk
- Guaranteed return for a set number of years
- Predictability
- Peace of mind
Income Annuities
Income annuities provide a guaranteed stream of payments, ensuring you receive regular income for a set period of time or for the rest of your life.They offer financial stability and protection from outliving your savings.
Key benefits
- Income for as long as you live
- Guaranteed income
- Payments start immediately or in the future
- Peace of mind
Index Annuities
Indexed annuities offer growth by linking returns to a market index, while also providing downside protection.They guarantee that your principal won’t be lost during market downturns, making them a safer option for future growth.
Key benefits
- Higher growth potential
- Tax-deferred
- No caps on gains
- No loss of principal/gains during market downturns
Real Time Annuity Database
Real time annuity database that includes all types of annuities and carriers with the ability to compare, filter and sort by type, issuer and more.
Top Performing FIA Strategies
Historical performance for all FIAs. We compare the performance of indexed strategies versus the market for 10, 15, 20 years.
SPIA/DIA Calculations
We quote all SPIA/DIA annuities for you in one place so you can compare pay outs side by side.
The Best MYGAs
We find the highest guaranteed rate available on the market.
Benefits of working with us
Customer success stories
Take control of your financial future
Join millions of Americans already benefiting from the financial security of annuities.
Frequently Asked Questions
Do you have a question about Annuities Direct HQ? See the list below for our most frequently asked questions. If your question is not listed here, then please contact us.
We are available via phone, email and Zoom appointments Monday-Thursday 9am-6pm EST and Friday 9am-5pm EST. We are also available after hours and weekends by appointment only.
The annuities we sell are offered by licensed insurance companies and by licensed insurance agents.
The Free Look Period is the window of time after your policy is issued during which you can cancel and receive a full refund without incurring any surrender charges. Typically lasting 10 to 30 days from the date you receive the policy, depending on your state, this period is mandated by law. The exact Free Look Period for each product will be detailed on the product’s information page.
The paperwork we submit to the insurance company includes a ‘request for transfer’ form. Once received, the insurance company sends this form to the financial institution holding your funds, initiating the transfer to the insurer. This process can take 1-3 weeks, depending on your holding institution. In some cases, we can initiate a 3-way call with you and your financial institution holding your funds to assist with the process.
Annuities Direct HQ receives commissions from the sale of annuity products. These commission rates are set by the insurance companies and are already included in the rates and quotes given to you and there’s no additional cost to you.